Home Movers Mortgages2018-08-01T13:19:25+00:00

Home Movers Mortgages

Providing individual service to those wanting a home movers mortgage

How we can help you with a home movers mortgage

So you’re looking to move home, it really shouldn’t be one of the most stressful experiences people undertake, yes you’ll have different challenges to those when you first purchased but you’re potentially in a much better position, a greater deposit and savings to boot, a successful career, all things which will have a bearing on your next mortgage

By understanding your position in detail we can help you make the correct decisions, for example, if you need to move quickly we’ll find a lender who will act promptly, your mortgage shouldn’t be a concern simply just a means to an end for that dream home.

What are my mortgage options? Here are a few

Interest Only

If you have a larger deposit and wish to reduce your monthly payments this could be a good option. You may receive annual bonuses, have a large pension and/or share portfolio, there could be numerous reasons why repaying your mortgage this way could work for you. With this type of mortgage you need to be aware that you will need to find a sufficient lump sum to repay the mortgage at the end of the term.

Offset

You’ve got cash sitting on deposit, receive bonus or commission payments, maybe you’re self employed, many borrowers could benefit from an offset mortgage and if you’re concerned about changing interest rates, you can fix it as well. An offset mortgage links your savings balance to your mortgage in order to reduce the mortgage balance you’re charged interest on.

Large Loan Mortgages

We have a wealth of knowledge in the large loans market, typically considered to be greater than £1m. We have an excellent relationship with lenders in this space and have the expertise required to present these cases successfully.

Joint mortgage, sole proprietor

Are you looking to buy with a parent, does one of you own a property already or you’re retaining your current property and purchasing a new one. This type of mortgage can be beneficial for a number of reasons so please do talk to one of our expert advisers.

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Other products you may be interested in

We offer advice on a wide range of mortgage and home insurance products designed to meet your needs

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First Time Buyers

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Buy to Let

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Protecting Yourself

Your home may be repossessed if you do not keep up repayments on a mortgage.

The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Chapelgate Private Finance is a trade name of Chapelgate Associates Ltd which is an appointed representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Chapelgate Associates Ltd is a company registered in England and Wales 05539901 whose registered office is situated at 192 West End Lane, London, NW6 1SG