Home Movers Mortgages
Providing individual service to those wanting a home movers mortgage
How we can help you with a home movers mortgage
So you’re looking to move home, it really shouldn’t be one of the most stressful experiences people undertake, yes you’ll have different challenges to those when you first purchased but you’re potentially in a much better position, a greater deposit and savings to boot, a successful career, all things which will have a bearing on your next mortgage
By understanding your position in detail we can help you make the correct decisions, for example, if you need to move quickly we’ll find a lender who will act promptly, your mortgage shouldn’t be a concern simply just a means to an end for that dream home.
What are my mortgage options? Here are a few
Interest Only
If you have a larger deposit and wish to reduce your monthly payments this could be a good option. You may receive annual bonuses, have a large pension and/or share portfolio, there could be numerous reasons why repaying your mortgage this way could work for you. With this type of mortgage you need to be aware that you will need to find a sufficient lump sum to repay the mortgage at the end of the term.
Offset
You’ve got cash sitting on deposit, receive bonus or commission payments, maybe you’re self employed, many borrowers could benefit from an offset mortgage and if you’re concerned about changing interest rates, you can fix it as well. An offset mortgage links your savings balance to your mortgage in order to reduce the mortgage balance you’re charged interest on.
Large Loan Mortgages
We have a wealth of knowledge in the large loans market, typically considered to be greater than £1m. We have an excellent relationship with lenders in this space and have the expertise required to present these cases successfully.
Joint mortgage, sole proprietor
Are you looking to buy with a parent, does one of you own a property already or you’re retaining your current property and purchasing a new one. This type of mortgage can be beneficial for a number of reasons so please do talk to one of our expert advisers.
Your property may be repossessed if you do not keep up repayments on a mortgage.
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