A little change you can make today can safeguard your biggest investment – your home If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month. You’ve made sure that your loved-ones will have financial protection to cover the mortgage you leave behind if you were to [...]
Worried about mortgage lenders withdrawing their products and deals? The mortgage market is going through another unpredictable time with mortgage lenders withdrawing mortgage deals and increasing rates in a reaction to the recent news that inflation is slowing at a less- -than-expected rate. Do you need to remortgage now? If you’re due to remortgage now, don’t [...]
Life after your Fixed Rate mortgage. Should you stay with your lender? Staying with your current lender may feel like the saftest option when your mortgage comes to an end, but that’s no guarantee that you’ll be getting the best deal. That’s why we recommend shopping around to get a mortgage that’s fits you. When there [...]
Life after your Fixed Rate mortgage. Why plan ahead of your fixed rate ending? The earlier you plan your remortgage, the more mortgage options you have! And in the current economic climate, it really does pay to know your options. An expert adviser can find the deal for you. If you’re due to remortgage in [...]
Busting re-mortgaging myths. Your circumstances have changed – will you be able to re-mortgage? We all know life doesn’t stay the same. Our jobs, our relationships, our financial circumstances, they all evolve over time. So, if our lives are constantly changing, why should our mortgage stay the same? Your life may have completely altered since you [...]
Centuries ago, Benjamin Franklin announced that “By failing to prepare you are preparing to fail”. This is especially true when it comes to ensuring your personal finances are protected from the rainiest of days. However, with the rising cost of living likely putting pressure on your spending, you may be considering cancelling your cover, even when [...]
Moving home can be a hectic and exciting time, but don’t forget about protection – taking out the appropriate policies can save you a lot of stress in the long term. If you’ve just moved home or are about to, it probably feels like you’ve been caught up in a bit of a whirlwind over the [...]
As well as peace of mind, many insurance providers offer additional benefits that you may not know about. Whether we’re crossing the road or getting on a plane, we encounter risks every day. For many of us, life has felt more uncertain than ever over the past year as we continue to deal with the coronavirus [...]
Chancellor of the Exchequer, Rishi Sunak, delivered his second Budget on 3 March declaring that "we will recover". The key fiscal event, which had been delayed from the Autumn due to the pandemic, centred on a £65bn three-part plan designed to continue supporting British people and businesses through the pandemic, ‘fix’ the public finances once recovery [...]
Contrary to costs such as legal fees, estate agency fees or Stamp Duty, having your new home surveyed isn’t actually compulsory. However, with a property being the most expensive thing most of us will ever buy, the price of not having it checked by a surveyor could be devastating. If you buy a property for the [...]
