How do critical illness cover and life insurance work to protect your income from the unexpected? With the rise in the cost of living and borrowing, many people are worried about paying the bills if anything happens that leaves them unable to work. Recent surveys have shown that the average UK family doesn’t have enough in [...]
How to protect your income and create a plan for financial security How does income protection provide you with some peace of mind if the unexpected happens? With the rise in the cost of living and borrowing, many people are worried about paying the bills if anything happens that could leave them unable to work. Recent [...]
Life can be full of surprises. You can’t be prepared for everything. You may have some insurance to support you financially if the unexpected happens, but have you considered how private medical insurance might offer you and your family the peace of mind you need if your health takes a turn for the worst? A growing [...]
A little change you can make today can safeguard your biggest investment – your home If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month. You’ve made sure that your loved-ones will have financial protection to cover the mortgage you leave behind if you were to [...]
Centuries ago, Benjamin Franklin announced that “By failing to prepare you are preparing to fail”. This is especially true when it comes to ensuring your personal finances are protected from the rainiest of days. However, with the rising cost of living likely putting pressure on your spending, you may be considering cancelling your cover, even when [...]
Moving home can be a hectic and exciting time, but don’t forget about protection – taking out the appropriate policies can save you a lot of stress in the long term. If you’ve just moved home or are about to, it probably feels like you’ve been caught up in a bit of a whirlwind over the [...]
As well as peace of mind, many insurance providers offer additional benefits that you may not know about. Whether we’re crossing the road or getting on a plane, we encounter risks every day. For many of us, life has felt more uncertain than ever over the past year as we continue to deal with the coronavirus [...]
The world is changing – so should your insurance The world is changing rapidly in a way that nobody could ever have expected, meaning your personal and financial circumstances are likely to have changed. It is important to regularly review all aspects of your finances and that includes reviewing your protection insurance, to make sure your [...]
When someone is arranging a policy in their own name and its connected to a mortgage, there are some important benefits to consider when placing it into trust. Joint life policies can be put in trust, however for the purpose of a mortgage it’s not a usual process. If you have a joint life, first death [...]
Each Provider has a list of different definitions you can be covered for, and some will look at lower graded critical illnesses at an additional cost. Some providers will want you to survive a Critical Illness for a certain period of time, however there is a provider who will potentially pay out on production of a [...]
