About Colin Payne

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So far Colin Payne has created 35 blog entries.

A guide to credit scores: What could affect your credit score and things you can do to improve it

Credit reports look at your borrowing history and how you’ve managed to pay back any money you’ve borrowed in the past. They’re put together by the three main credit reference agencies in the UK; TransUnion, Equifax and Experian. Every time you borrow and repay money, your credit score builds up in the background based on your [...]

A guide to credit scores: What could affect your credit score and things you can do to improve it2024-01-09T13:28:28+00:00

A quick guide to getting a mortgage and buying your new home

Most of us will borrow money to buy a property at some point in our lives. Whether you’re buying your first home, buying to let or remortgaging, it’s a big commitment. Here are some key facts to help you feel more confident about your financial decisions. The different types of mortgages The types of mortgages vary, [...]

A quick guide to getting a mortgage and buying your new home2024-01-08T13:40:24+00:00

How critical illness cover and life insurance work to provide financial security

How do critical illness cover and life insurance work to protect your income from the unexpected? With the rise in the cost of living and borrowing, many people are worried about paying the bills if anything happens that leaves them unable to work. Recent surveys have shown that the average UK family doesn’t have enough in [...]

How critical illness cover and life insurance work to provide financial security2024-01-03T10:40:12+00:00

Learn what income protection is, how it works and why it is important for your family’s security in case of emergency.

How to protect your income and create a plan for financial security How does income protection provide you with some peace of mind if the unexpected happens? With the rise in the cost of living and borrowing, many people are worried about paying the bills if anything happens that could leave them unable to work. Recent [...]

Learn what income protection is, how it works and why it is important for your family’s security in case of emergency.2024-01-02T12:43:20+00:00

Should I get an interest-only mortgage?

If you’re about to come off a fixed rate mortgage, then you could be forgiven for wondering what’s in store for you. Until relatively recently, interest rates have been at near-historic lows for over a decade. In the last two years, though, they’ve rocketed. Higher interest rates, coupled with the cost-of-living crisis and high inflation levels [...]

Should I get an interest-only mortgage?2023-12-19T14:56:34+00:00

What’s the difference between a product transfer and a remortgage?

If you want to stay on top of your mortgage repayments and ensure you’re getting the right deal for your circumstances then remortgaging is one of the most important financial decisions you can make. But is it best to change to a new mortgage product with your current lender via a product transfer or look to [...]

What’s the difference between a product transfer and a remortgage?2023-12-18T14:11:21+00:00

Mortgage Charter encourages lenders to provide you with more support

Banks and Building Societies have been encouraged by Chancellor Jeremy Hunt to offer more flexibility if you are finding it difficult to make mortgage payments. Mortgage lenders, the FCA, the Government as well as organisations such as UK Finance and the Building Societies Association have come together to provide you with a new Charter to give [...]

Mortgage Charter encourages lenders to provide you with more support2023-12-15T16:38:11+00:00

How private medical insurance can help you cope with cancer

Cancer impacts so many of us Cancer is a disease that leaves very few of us untouched. Statistics from Cancer Research UK suggest that as many as one in two people born after 1960 will be diagnosed with some form of the disease over the course of their lifetime. That’s the kind of statistic that makes you think. Little wonder that [...]

How private medical insurance can help you cope with cancer2023-12-14T10:01:13+00:00

Should I consider private medical insurance?

Life can be full of surprises. You can’t be prepared for everything. You may have some insurance to support you financially if the unexpected happens, but have you considered how private medical insurance might offer you and your family the peace of mind you need if your health takes a turn for the worst? A growing [...]

Should I consider private medical insurance?2023-12-13T16:01:15+00:00

A little change you can make today can safeguard your biggest investment – your home

A little change you can make today can safeguard your biggest investment – your home If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month. You’ve made sure that your loved-ones will have financial protection to cover the mortgage you leave behind if you were to [...]

A little change you can make today can safeguard your biggest investment – your home2023-09-18T12:58:42+00:00
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